16634 Hightop Way NW Cass Lake, MN 56633

$889,500
Active
estimated monthly payment
3 Beds  |  3 Baths  |  2,952 Sq Ft  |  Single Family  |  MLS # 7041248
  • A view from the back yard, fire pit is in!
    A view from the back yard, fire pit is in!
  • Welcome to this beautiful lake retreat
    Welcome to this beautiful lake retreat
  • Covered Entry
    Covered Entry
  • Large entry with storage.jpg
    Large entry with storage.jpg
  • Large Entryway with a 1/2 bath just off the attached garage.
    Large Entryway with a 1/2 bath just off the attached garage.
  • The living room has lots of space for relaxing
    The living room has lots of space for relaxing
  • Lots of natural light floods the open concept layout
    Lots of natural light floods the open concept layout
  • The sun room is a beautiful finished living space just off of the living room. The garage door is great for bringing large items in and also for enjoying the weather!
    The sun room is a beautiful finished living space just off of the living room. The garage door is great for bringing large items in and also for enjoying the weather!
  • Sun Room just off the living room
    Sun Room just off the living room
  • hot tub looking outside.jpg
    hot tub looking outside.jpg
  • Back of the house Sunroom
    Back of the house Sunroom
  • PANA7417_18_19_20_21_22_23Taylor_Interior.jpg
    PANA7417_18_19_20_21_22_23Taylor_Interior.jpg
  • When weather keeps you inside, this living room is the perfect place to relax.
    When weather keeps you inside, this living room is the perfect place to relax.
  • Open main floor floor plan
    Open main floor floor plan
  • Cambria countertops, stainless appliance package
    Cambria countertops, stainless appliance package
  • Double wall oven  and a stainless appliance package complete the chefs kitchen
    Double wall oven and a stainless appliance package complete the chefs kitchen
  • A Butler's pantry- complete with a sink, lots of storage and a wine cooler is the chef's kiss
    A Butler's pantry- complete with a sink, lots of storage and a wine cooler is the chef's kiss
  • Custom built cabinetry with convenient drawer storage
    Custom built cabinetry with convenient drawer storage
  • Large custom center island with Cambria counter tops
    Large custom center island with Cambria counter tops
  • center island.jpg
    center island.jpg
  • Just off of the kitchen is the Butler's pantry, cleverly hidden with a pocket door
    Just off of the kitchen is the Butler's pantry, cleverly hidden with a pocket door
  • Dining Room adjoins the spacious kitchen
    Dining Room adjoins the spacious kitchen
  • Gas cooktop with bonus side griddle, makes preparing meals easier! Cambria countertops and tiled backsplash tie the kitchen finishes together.
    Gas cooktop with bonus side griddle, makes preparing meals easier! Cambria countertops and tiled backsplash tie the kitchen finishes together.
  • Open, Bright and spacious!
    Open, Bright and spacious!
  • Just off of the kitchen is the pantry
    Just off of the kitchen is the pantry
  • Center Island is  great for extra seating.
    Center Island is great for extra seating.
  • kitchen.jpg
    kitchen.jpg
  • Living room with fireplace.jpg
    Living room with fireplace.jpg
  • PANA7606_07_08_09_10_11_12Interior01.jpg
    PANA7606_07_08_09_10_11_12Interior01.jpg
  • This custom built home has every detail well carried out from the wrap around concrete sidewalk to the covered entry, to the concrete patio just off of the hot tub/sun room
    This custom built home has every detail well carried out from the wrap around concrete sidewalk to the covered entry, to the concrete patio just off of the hot tub/sun room
  • An overview of the Assocation
    An overview of the Assocation
  • From the lake looking to the boat harbor
    From the lake looking to the boat harbor
  • Boat Harbor
    Boat Harbor
  • lodge and Pool with Boat slips
    lodge and Pool with Boat slips
  • Custom built new in 2024, adjoining lot to the left is included.
    Custom built new in 2024, adjoining lot to the left is included.
  • An aerial view of the home with the vacant lot that is included
    An aerial view of the home with the vacant lot that is included
  • Located on the dead end no outlet road
    Located on the dead end no outlet road
  • The vacant lot is buildable!
    The vacant lot is buildable!
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  39
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  40
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  41
  • This garage door leads to the Sunroom where the hot tub is located.
    This garage door leads to the Sunroom where the hot tub is located.
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  43
  • PANA7697_698_699_700_701_702_703Interior01.jpg
    PANA7697_698_699_700_701_702_703Interior01.jpg
  • You will appreciate the extra storage spaces throughout
    You will appreciate the extra storage spaces throughout
  • laundry sink.JPG
    laundry sink.JPG
  • The laundry room is on the same floor as all 3 bedrooms.
    The laundry room is on the same floor as all 3 bedrooms.
  • Laundry with additional storage and sink.
    Laundry with additional storage and sink.
  • This Hallway located within the primary suite leads to the spa like bathroom
    This Hallway located within the primary suite leads to the spa like bathroom
  • Primary En Suite
    Primary En Suite
  • The large primary suite is a private oasis with 2 large walk in closets.
    The large primary suite is a private oasis with 2 large walk in closets.
  • one of two walk in closets.
    one of two walk in closets.
  • Two walk in Closets.
    Two walk in Closets.
  • Large Primary suite with walk in closets and private bathroom
    Large Primary suite with walk in closets and private bathroom
  • Sitting area within the primary suite
    Sitting area within the primary suite
  • Spacious primary suite is a space for relaxation after a day on the water.
    Spacious primary suite is a space for relaxation after a day on the water.
  • main bedroom sitting.jpg
    main bedroom sitting.jpg
  • Storage within closet
    Storage within closet
  • The windows allow panoramic views of Cass Lake
    The windows allow panoramic views of Cass Lake
  • Primary Bathroom
    Primary Bathroom
  • Custom built large tiled walk in shower in the primary suite
    Custom built large tiled walk in shower in the primary suite
  • {Primary bath.JPG
    {Primary bath.JPG
  • Custom built cabinetry with dual vanities
    Custom built cabinetry with dual vanities
  • primary bath.jpg
    primary bath.jpg
  • Large tiled walk in shower.
    Large tiled walk in shower.
  • Soaker tub
    Soaker tub
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  67
  • Dual Vanity walk through bath.jpg
    Dual Vanity walk through bath.jpg
  • Bathroom #2 is situated between bedroom #2 and Bedroom #3. This is a walk through 3/4 bathroom also with dual sink vanity
    Bathroom #2 is situated between bedroom #2 and Bedroom #3. This is a walk through 3/4 bathroom also with dual sink vanity
  • WAlk through to bedroom #2.jpg
    WAlk through to bedroom #2.jpg
  • Private shower area in guest bath.jpg
    Private shower area in guest bath.jpg
  • Bedroom #3
    Bedroom #3
  • BEdroom from door view.JPG
    BEdroom from door view.JPG
  • Bed 3.JPG
    Bed 3.JPG
  • Bedroom #3.JPG
    Bedroom #3.JPG
  • walk through bath.JPG
    walk through bath.JPG
  • Dual bathroom.JPG
    Dual bathroom.JPG
  • PANA8040_1_2_3_4_5_6Interior01.jpg
    PANA8040_1_2_3_4_5_6Interior01.jpg
  • Bedroom #2.JPG
    Bedroom #2.JPG
  • PANA7977_78_79_80_81_82_83Interior01.jpg
    PANA7977_78_79_80_81_82_83Interior01.jpg
  • PANA7984_85_86_87_88_89_90Interior01.jpg
    PANA7984_85_86_87_88_89_90Interior01.jpg
  • office bed 2.JPG
    office bed 2.JPG
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  83
  • 16634 Hightop Way NW, Cass Lake, MN 56633 Listing Photo  84
  • Floor plan of the main level
    Floor plan of the main level
  • Boat slips #12 and 13.jpg
    Boat slips #12 and 13.jpg
  • Garage interior
    Garage interior
  • Welcome Home
    Welcome Home
  • Lodge
    Lodge
  • Lodge with bar
    Lodge with bar
  • Located in the lodge
    Located in the lodge
  • Pool with tanning deck
    Pool with tanning deck
  • Yes, golf carts are permitted!
    Yes, golf carts are permitted!
  • Lakeshore
    Lakeshore
  • Tom's Harbor
    Tom's Harbor
  • Pool covered
    Pool covered
  • Photo of the Harbor
    Photo of the Harbor
  • Lodge
    Lodge
  • Room for events in the lodge
    Room for events in the lodge
  • Walkway around boat slips
    Walkway around boat slips
  • Fish cleaning house
    Fish cleaning house
  • Harbor
    Harbor
  • Pool
    Pool
  • Fish cleaning house
    Fish cleaning house
  • DSCN2674.JPG
    DSCN2674.JPG
  • DSCN2671.JPG
    DSCN2671.JPG
  • DSCN2643.JPG
    DSCN2643.JPG
  • IMG_6075.JPG
    IMG_6075.JPG
  • IMG_0969.JPG
    IMG_0969.JPG
  • 20211003_184023.jpg
    20211003_184023.jpg
  • 20210925_091355.jpg
    20210925_091355.jpg
  • IMG_0835.JPG
    IMG_0835.JPG
  • 26x35 attached garage
    26x35 attached garage

About The Listing

Welcome to elevated lake living in the premier development of Tom’s Harbor on the highly sought-after Cass Lake Chain of Lakes.

This new (in summer of 2024) upscale home offers 3 bedrooms and 3 bathrooms with a thoughtfully designed custom layout and high-end finishes throughout. From the moment you step inside, you’ll appreciate the spacious entryway with access to a convenient half bath and the attached garage. The attached garage offers ample space for vehicles and all your lake toys. Custom wrought iron railings by Cass Lake Metal add a one-of-a-kind, handcrafted touch. This home was skillfully built by Zetah Construction.

The open-concept main level is designed for both comfort and entertaining, featuring a cozy living room with a fireplace and a stunning kitchen complete with Cambria countertops, custom cabinetry, double wall oven, a large center island, and a butler’s pantry with a wine cooler to keep everything neatly tucked away. The dining area overlooks the lake, offering beautiful views.

Just off the living room, the sun porch is a standout feature—currently set up with a large hot tub and complete with a garage door to easily bring the outdoors in. This allows views of the back yard patio that is protected by a canopy of mature trees and wetland.

Upstairs, you’ll find three spacious bedrooms, including a walk-through bathroom connecting bedrooms two and three with dual vanity, along with a conveniently located laundry room. The massive primary suite is a true retreat, featuring two large walk-in closets, a private sitting area, and a spa-like bathroom with a soaking tub, tiled walk-in shower, dual vanity, and custom cabinetry.

As a member of the Tom’s Harbor community, enjoy exceptional amenities including a heated in ground pool, community room and kitchen facility, fish cleaning house, walking trails, beach, and approximately 50+ acres of shared green space. This property also includes a second lot which can be built on- and two boat slips in the protected harbor—an incredible bonus for lake enthusiasts. This lake chain features 8 interconnected lakes and over 25,000 acres of water to explore, fish, and enjoy year-round. Spend your days boating to Star Island, relaxing at sandbars, or cruising to local restaurants. To savor every sweet moment of your days and to make this property even better, lawn care and snow removal are included, allowing you to move right in and enjoy the up north Minnesota lake life without the hassle of exterior maintenance and chores.

This is a rare opportunity to own a brand-new stick built home with luxury finishes, resort-style amenities, and access to one of northern Minnesota’s premier lake chains.


Listing courtesy of Jill Larson, Headwaters Realty Services LLC
Purchase Price
Loan Type
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Interest Rate
Estimated Property Taxes
Homeowner's Insurance
HOA Dues
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Property Details

Features

 
 
 
Property Type: Single Family
Status: Active
Contingency Type: None
Year Built: 2024
MLS #: 7041248
Bedrooms: 3
Square Feet: 2,952
Bathrooms (Full): 1
Price Per Square Foot: $301
Bathrooms (Half) : 1
Bathrooms (Three Quarters) : 1
Garage Spaces: 2
Parking Description: Attached Garage
Sewer Description: Private Sewer, Septic System Compliant - Yes, Shared Septic
Air Conditioning Type: Central Air
Water: Shared System, Well
Heat Type: Forced Air
Basement: None
Foundation Type: Slab
Construction Description: Frame
Roof Description: Age 8 Years or Less, Architectural Shingle, Asphalt
Days On Market (Continuous): 0
Disability Features: None
Latest Update: 05/08/2026
List Date: 03/23/2026
Listing Agent ID: 497500673
Listing Office: Headwaters Realty Services LLC
Listing Office ID: 48659
Data Source: NorthstarMLS - The Regional MLS of Minnesota
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler
Fireplace Features: Electric
Laundry Features: In Unit, Upper Level
Number of Fireplaces: 1
Exterior Features: Other
Lot Dimensions: 110x88
Lot Size: 0.22 Acres
Pool Description: Below Ground, Heated, Outdoor, Shared
Lot Features: Cleared
View Description: Bay
Waterfront: Lake View
School District: Cass Lake-Bena Schools
Tax Year: 2025
HOA: Toms Harbor Owners Association
Estimated Taxes: $3,910
HOA Fee: 4300.0
Contingency Type: None
HOA Frequency: Annually
HOA Fee Inclusions: Beach Access, Controlled Access, Dock, Lawn Care, Recreation Facility, Sanitation, Sewer, Shared Amenities, Snow Removal, Water
HOA Requirment: 1
City: Cass Lake
Zip: 56633
County: Cass
Subdivision: Toms Harbor
State: MN

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Listing last updated: 05/08/26

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